Why Stronghold Assurance?
Insurance is overwhelming. It doesn’t have to be. Here at Stronghold Assurance, we strive to help you, your family, and your business gain financial peace of mind. Too often we see families struggle to make ends meet when going through emergencies. How can we be of service today?
Our Mission
To set each client’s mind at ease, knowing their families and assets are protected with financial peace of mind.
We're licensed in: TN, KY, SC, NC, GA, VA, PA, NE, MI, and AK.
Why Do I Need This?
Why do you need more insurance? Maybe you have great insurance already. Maybe you don’t have any. Regardless of your starting point, what would you do today, if you, your spouse, or your child fell seriously ill?
Stop to think about it for a minute. Are you prepared for cancer? A heart attack or stroke? A serious accident or a trip to the ICU? What if you or your spouse have to stop working? How will your mortgage, rent, utilities, groceries, get paid? How long can you live like that?
"What is my current backup plan?"
There are several ways people try to meet covered costs and out-of-pocket expenses, without a paycheck.
Top 3
- "I'd have to rely on my parents/family."
- "I'd have to empty my 401K/retirement money."
- "I'd have to sell my home or personal property."
What is your current plan to protect your savings and your income starting today?
Men
1/2 men get cancer
1/6 get prostate cancer
Women
1/3 women get cancer.
1/8 women get breast cancer
Families
3/4 families will be affected by cancer.
1/3 people will die from heart disease, heart attacks, or stroke.
Employed Workers
Are you using 100%, 75%, or 50% of your paychecks each month? You may be prepared to combat the occasional flat tire but what about from the next 6 to 12 months of missed paychecks?
Self-employed Workers
Private health insurance is expensive on your own and if you don't skip it altogether, high deductible plans are typically the only way to afford it. Supplemental insurance fills the gap without throwing extra money away each month while you're healthy.
Retired Individuals
Most retirees are already concerned with outliving retirement funds. At an age where our bodies are more vulnerable to injury and sickness no matter our health, one bad occurrence can change our trajectory.
Younger/20's or 30's
Just getting started means less income and less savings to fall back on. Active or not, healthy or not, living at home or not you can't make money when you are in the negative and no one wants to drag down their family.
One-income/Single-parent
Planning for "unexpected" is hard enough as a single parent, a medical issue from kids is an issue for us and a medical issue for us means throwing money at it with less or no income until we're back at work.
Homeowners
Whether your home is your #1 asset, if it's paid off or your making payments, you could lose your home from missed mortgage payments or from the cost of leftover medical bills. After it's all said and done you still need a roof over your head for you and your family.
Small Business Owners
You are an important part of your business and if you didn't need to be there you'd be somewhere else each day. It's hard enough and it's expensive to find good help in today's job market. Your business is an important source of your retirement. With both a second set of monthly expenses and more assets to keep on your side, defense for your health allows you to keep focused on offense and retirement.
Affluent People
Affluent or not insurance is how wealth creates more generational wealth and allows you to grow your money protected from a down market. Why risk your own money on unseen, unplanned expenses when you can transfer it to someone else will who will pay them for you?
That’s why we’re here. We offer you financial peace of mind for all of life’s scenarios.
Your major medical will help pay the doctor and hospital bills; we pay you and your family directly. These polices are guaranteed renewable, rate locked for life, and have no lifetime limits.
There’s no strings attached, you can use the money however you see fit: paying deductibles, utility bills, or lost income. In addition, your supplemental policies go wherever you do, even if you change jobs, relocate, or retire.
The best part? All of our policies offer a “Return of Premium” feature – meaning that if you keep your policy for the entire term, all of your premiums are returned to you at the end of that policy term, less any claims paid. This makes our products an absolute win-win for our clients. If something happens to you or a covered family member and you need to make a claim, we’re there to give you money to help with your expenses. If you never have to make a claim, we’re there at the end of your policy term to give you your money back!
Sound too good to be true?
100% of your unused premiums returned!
Receive 100% of your unused premiums back and keep your rates locked in for life. Keep yourself financially protected from life's every day events.
We love sharing our client stories! If you don't need us, that's a good thing! Enjoy protection, peace of mind, and a savings plan.
Wouldn't it be great if your car insurance gave you your unused money back? The good news is with us it works that way for something even better, you.
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Why Choose Us?
What makes us different than any other program you know?
Simple
Paid directly to your bank account; no loans or IOU's.
Better Benefits
Higher payouts for claims paid directly to you to use where you need it.
No hassles
No medical exams, no bloodwork and coverage can begin as soon as next day.
Affordable
We have plans to fit everyone's budget.
Next Day Coverage
Coverage starts as early as next day. Get money into account instead of emptying yours.
Easy decision
Quick and easy payouts when you need us, 100% of your premiums refunded back to you if you don't.
Top 5 Reasons People Choose Us
Products
What Our Customers Are Saying
Frequently Asked Questions
We tailor each policy for our clients. Price is based on age and familial status, and desired level of coverage. The average monthly premium is less than $100.
As soon as the USPS can deliver it! Typically 1-2 weeks.
Short answer: yes! It depends on state and age, but we really do give your premiums back, minus any claims.
